Microsoft Edge fries users' circuits with buy now, pay later feature

Seattle, Washington - No, people don't just use Microsoft Edge to install a different internet browser – but Windows might lose even the relative few fans it has with a new and infuriating buy-now, pay-later feature

Microsoft Edge's new buy-now, pay-later is already sowing fury amongst users.
Microsoft Edge's new buy-now, pay-later is already sowing fury amongst users.  © IMAGO / ZUMA Wire

Jokes aside, Edge is actually popular amongst some security-minded users. Or at least it was until Microsoft ignited a white-hot dumpster fire by announcing a new buy-now, pay-later (BNPL) service called Zip for Microsoft Edge.

To make that absolutely clear, Zip is supposed to be a way for you to buy something now, even if you don't have the money for it. The new feature will be automatically active in the Microsoft Edge browser.

With Zip, you have six weeks to pay for a product in chunks after you get it, but despite interest-free payments, there is a one dollar fee for each transaction, which means you end up paying at least four dollars more than the original price.

According to Zip's website, other charges include a $7.95 monthly account fee, a 19.95% interest rate after the free repayment period is over, and dishonor charges which can ding you for $5 to $10.

To get a feel for the responses, all you need to do is check Microsoft's official blog post about Zip. The post is tagged by the trending terms in the comments section and right now, the user sentiment is summed up neatly with "usury," "garbage," and other gems underlining how grumpy Edge users are about the new feature.

The rage is not just about the shady optics of basically loading up a browser with a loan provider. There are some serious privacy and security concerns around this kind of feature. Given that this was exactly what Edge had going for it, this all seems a bit like Microsoft shooting itself in the foot.

Cover photo: IMAGO / ZUMA Wire

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